The insurance does not extend on damages of tires, a running gear of the car, the motor, a transmission and bridges if they are caused by a negligence of the driver or are not connected with the accident. The Renter hereby agrees that he/she shall be held fully responsible for any loss of or damage to the vehicle or equipment during the term of this Car Rental Agreement whether the Renter did not present the Patrol report, had been under alcohol or narcotic action.